Designing the Future of Finance

Artificial Intelligence is reshaping financial services, but its success depends on the infrastructure that powers data access, control, and interoperability. This course explores how Open Banking, Open Finance, and platform-based models are transforming the design and delivery of financial services around the world. You’ll examine how regulatory frameworks, API ecosystems, and evolving consumer expectations are enabling smarter, more personalized financial products. Building on the foundati

• How Open Banking has evolved into Open Finance and why this matters for consumers, businesses, and regulators.
• The strategic objectives, principles, and global regulatory frameworks shaping Open Finance ecosystems.
• The role of APIs and digital consent in enabling secure data sharing and personalised, consumer-centric financial services worldwide.