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Study in Germany 2026: A Comprehensive Guide to Costs, Requirements, Scholarships, and Application Steps

January 26, 2026Scholarships Expert
Study in Germany 2026: A Comprehensive Guide to Costs, Requirements, Scholarships, and Application Steps

Studying in Germany for International Students: Explore admission requirements, study and living costs, scholarships, student visa and blocked account requirements, along with practical tips.

Study in Germany
German universities

Study in Germany has become a leading choice for a growing number of international students worldwide. The country offers a powerful combination of advantages in one place: highly ranked universities, low or even zero tuition fees at most public institutions, and a dynamic labor market that consistently demands graduates in engineering, technology, medicine, and artificial intelligence.

Germany is no longer only known as the “land of industry and automobiles”; it has transformed into a major global hub for higher education and scientific research. The country hosts thousands of academic programs taught in both German and English, covering a wide variety of fields, along with multiple scholarship opportunities and real career prospects after graduation in one of the strongest economies in the world.

This guide provides a clear, structured explanation of everything an international student needs to know before deciding to study in Germany—starting with the key advantages, types of universities, available programs, study and living costs, the scholarship system (especially DAAD scholarships), language requirements, blocked account regulations, and finally, a step-by-step outline of the entire application process until arrival in Germany, along with legal work options during and after studies.

Key Advantages of Studying in Germany

1. High-Quality Education and Global Rankings

Germany is home to numerous world-class universities, including:

  • Technical University of Munich (TUM)
  • Ludwig Maximilian University of Munich (LMU)
  • RWTH Aachen University
  • Heidelberg University

These institutions are particularly strong in:

  • Mechanical, electrical, and mechatronics engineering
  • Computer science, artificial intelligence, and data science
  • Medicine, dentistry, and pharmacy
  • Economics, business administration, and industrial engineering

You can also explore the DAAD EPOS Scholarship Germany

2. Low or Zero Tuition Fees at Public Universities

One of Germany’s greatest attractions is that most public universities charge no traditional tuition fees for Bachelor’s programs and many Master’s programs. Instead, students typically pay a semester contribution (Semesterbeitrag).

According to data from the German Academic Exchange Service (DAAD), this contribution usually ranges between 70 and 430 EUR per semester, depending on the university and federal state.

This fee often includes:

  • Student union services
  • University facility usage
  • A reduced or free public transportation pass (Semester Ticket)

In contrast, private universities in Germany charge significantly higher tuition, ranging from 10,000 to 24,000 EUR per year, depending on the field of study.

3. Reasonable Living Costs Compared to Other Countries

Despite the global rise in prices, Germany remains more affordable for students than destinations such as the United States or the United Kingdom.

An international student typically needs 850–1,200 EUR per month to cover:

  • Housing
  • Food
  • Transportation
  • Health insurance
  • Personal expenses

Costs vary significantly between cheaper cities (like Leipzig and Dresden) and more expensive ones (like Munich and Frankfurt).

4. Strong Job Opportunities After Graduation

Germany faces labor shortages in several key fields, including:

  • Electrical and mechanical engineering
  • Information technology and software development
  • Healthcare and nursing
  • Data science and artificial intelligence

German law allows international graduates to stay up to 18 months after finishing their degree to look for a job related to their qualification. Graduates can later convert their residence permit into a work permit or even an EU Blue Card, provided they meet the required criteria.

Types of Universities and Programs in Germany

1. Research Universities (Universitäten)

  • Strong focus on theoretical and scientific research
  • Ideal for medicine, physics, mathematics, law, and humanities
  • Best suited for those planning to pursue a research-oriented Master’s or PhD

2. Universities of Applied Sciences (Fachhochschulen / HAW)

  • Emphasis on practical, industry-oriented education
  • Excellent for applied engineering, IT, business, and design
  • Often include mandatory internships within the program

3. Arts and Music Colleges (Kunst- und Musikhochschulen)

  • Specialized in fine arts, design, cinema, and music
  • Usually require a portfolio and special entrance examinations

Study Costs in Germany: Tuition and Additional Fees

Public Universities

Bachelor’s Programs

  • No traditional tuition fees for international students in most states
  • Semester contribution: 100–400 EUR per semester

Master’s Programs

  • If the Master’s program follows directly from a related Bachelor’s degree, it is often free at public universities (semester contribution only)
  • Specialized Master’s degrees (such as MBA programs) may charge tuition fees even at public institutions

Important Exception

Some states, such as Baden-Württemberg, charge non-EU students around 1,500 EUR per semester in certain programs.

Private Universities

Approximate tuition fees:

  • Bachelor’s programs: 5,000–20,000 EUR per year
  • Master’s programs: may reach 30,000 EUR per year, particularly MBA programs

Always verify tuition fees on the official university website, as numbers vary widely.

Living Costs for International Students

A typical monthly budget includes:

  • Student housing/shared apartment: 300–600 EUR
  • Food and groceries: 150–250 EUR
  • Health insurance: 110–130 EUR
  • Transportation: 25–80 EUR
  • Personal expenses: 100–200 EUR

Estimated total: 850–1,200 EUR per month

Blocked Account (Sperrkonto) Requirements

To obtain a German student visa, applicants must prove their ability to finance one year of living costs through a Blocked Account.

According to official student portals:

  • The annual requirement for 2025 was approximately 11,904 EUR, equal to about 992 EUR per month
  • From 2026, some official portals indicate that proof of funding may require at least 1,091 EUR per month, amounting to 13,092 EUR annually

Since updates differ between sources, it is essential to check the German Embassy in your country or the official Study in Germany finance page before applying.

Scholarships for International Students in Germany

1. DAAD Scholarships

The German Academic Exchange Service (DAAD) is the largest provider of scholarships for international students.

Programs include:

  • Master’s scholarships in various fields
  • PhD and research scholarships
  • Summer schools and language scholarships

Common benefits:

  • Monthly stipend
  • Health insurance
  • Travel allowance
  • Possible study fee contributions

Official link

2. University Scholarships

Many German universities offer:

  • Merit-based scholarships
  • Semester fee waivers
  • Partial living cost support

3. External and European Scholarships

Such as:

  • EU-funded programs
  • Private foundations
  • Joint funding programs between Germany and other countries

General Admission Requirements

1. Bachelor’s Degree Applicants

Applicants typically need:

  • A secondary school certificate equivalent to the German Abitur
  • Proof of language proficiency (German or English)
  • Strong academic record, especially in subjects relevant to the chosen field
  • In some cases: an entrance test such as TestAS
  • Applicants from some countries may require a Studienkolleg (preparatory year)

2. Master’s Degree Applicants

Requirements generally include:

  • A recognized Bachelor’s degree
  • Adequate alignment between Bachelor’s and Master’s fields
  • Minimum GPA requirements depending on the university
  • Proof of language proficiency
  • CV, motivation letter, and letters of recommendation

3. Language Requirements

German-Taught Programs

Accepted exams include:

  • TestDaF
  • DSH
  • Goethe-Zertifikat (B2 or C1)
  • telc Deutsch C1 Hochschule

English-Taught Programs

Common tests:

  • IELTS Academic
  • TOEFL iBT

Each university specifies its own minimum score requirements.

Uni-assist and Its Role in Applications

Many universities use uni-assist to assess international applications.

Steps include:

  1. Creating an account
  2. Selecting participating universities
  3. Uploading documents
  4. Paying application fees
  5. Waiting for preliminary evaluation results

Not all universities use uni-assist; some accept applications directly.

German Student Visa Requirements

Typical requirements include:

  • Conditional or final admission letter
  • Proof of funding (Blocked Account, scholarship, or sponsor)
  • Health insurance coverage
  • Valid passport and biometric photos
  • Visa application form and motivation explanation during the interview
  • Visa fee payment

Procedures vary by embassy, so applicants must always consult the embassy website in their country.

Step-by-Step Application Process for Studying in Germany

Step 1: Define your goal

  • Choose between Bachelor’s, Master’s, or PhD
  • Select a career-relevant field
  • Decide whether to study in German or English

Step 2: Research universities and programs

Use official and reliable sources, such as:

Check:

  • Entry requirements
  • Language of instruction
  • Living costs in the city
  • Whether uni-assist is required

Step 3: Prepare and translate documents

  • Translate certificates to English or German
  • Authenticate documents as required

Step 4: Meet the language requirements

  • Book required exams early
  • Plan your preparation timeline

Step 5: Apply through university portals or uni-assist

  • Fill out applications accurately
  • Upload requested documents
  • Observe deadlines for Winter and Summer semesters

Step 6: Open your Blocked Account

  • Choose an approved provider
  • Deposit the exact required amount

Step 7: Apply for the student visa

  • Book your embassy appointment
  • Prepare documents carefully
  • Attend the interview confidently

Step 8: Prepare for travel and arrival

  • Secure accommodation
  • Enroll at the university
  • Register your address
  • Activate health insurance

Working During and After Studies

Working While Studying

International students may work:

  • Up to 120 full days per year, or
  • 240 half-days per year

This income helps cover expenses but cannot serve as the sole funding source.

Working After Graduation

Graduates can:

  • Extend their residence permit for 18 months to find a job
  • Convert to a work permit or EU Blue Card when eligible

Important Tips to Strengthen Your Application

  • Start preparations early—ideally one year in advance
  • Learn German, even if your program is in English
  • Read each university’s official requirements carefully
  • Avoid unverified agents; rely on official sources
  • Customize your CV and motivation letter for each program
  • Recheck all financial and visa requirements from official platforms
  • Follow visa and residence regulations strictly

Conclusion

Studying in Germany in 2026 offers a powerful combination of benefits:

  • High-quality academic programs
  • Low or no tuition fees at public universities
  • Reasonable living costs
  • Strong career opportunities after graduation

However, success requires serious preparation:

  • Strong language skills
  • Accurate understanding of costs and visa requirements
  • Compliance with all official procedures
  • Early planning and reliance on official information

With proper preparation, studying in Germany in 2026 can be a transformative step in your academic and professional journey, whether you pursue engineering, medicine, computer science, or any other field.