
Electronic payments have become an integral part of our daily lives. This in-depth course is designed to give students a thorough grasp of various e-payment systems, their underlying technology, and the security measures and regulations that ensure their safe and efficient use. Students will learn about credit cards, third-party payment gateways (PayPal and Stripe), mobile payment systems (Alipay, WeChat Pay, Google Pay, Samsung Pay using NFC), and cryptocurrencies (Bitcoin, Ethereum, Central Bank Digital Currency (CBDC)), and more in this course. They will gain insight into the security mechanisms and cryptographic protocols used to protect these systems, such as encryptions, TLS/SSL, HTTPS, digital signatures, hash functions, and digital certificates. Selected examples will be used to demonstrate how these technologies are used in these e-payment systems. Finally, how various e-payment systems, including existing bitcoin and the upcoming CBDC, will interact with Web3 and the metaverse will be discussed. Students will also learn about e-payment and cryptocurrency-based technology regulatory concerns and governance, as well as impending industry developments. ~~~~
Siu Ming Yiu
Professor and Deputy Head of the Department of Computer Science, Executive Director of the HKU-SCF FinTech Academy, HKU
Douglas Arner
Kerry Holdings Professor in Law, RGC Senior Fellow in Digital Finance & Sustainable Development, Associate Director, HKU-Standard Chartered Foundation FinTech Academy, Senior Fellow, Asia Global Institute HKU